Consumer credits

OJSC "Azer-Turk Bank" offers individuals consumer loans for a period up to 24 month  for upgrade of houses (flats), purchase of home appliances, education, treatment and other personal needs.  Maximum amount of consumer loan is 25.000 USD and its equivalent. Interest rates for consumer loans  are stated at the following  table:

Term	İnterest rate
up to 12 months	23,00
from 12 to 18 months	24,00
from 18 months to 24 months	25,00

Loans up to equivalent of  5.000,0 USD are given with guarantors and  loans more 5.000,0 USD must be secured  with mortgaged real estate. For the consumer loan required documents:
- a form of the order;
- copy of the ID (copies of  IDs of guarantors for the loans given with bail);
- letter from the employer about salary and position (this document is required for guarantors for the loans  given with bail)* ;
- a document confirming the ownership rights over the mortgaged property;
- other documents determined according  to the internal rules of the Bank.

* It is required employee must have minimum 3 months length of service.